We assume you have a family budget, the budget is, you know that your spending is greater than the income, of course with the budget already, you can fix it before it happened, so that your expenses will not be greater than your income.
What if in the days of running your expenses were greater than had been budgeted? Or your income is less than what you have planned? There is no easy answer to this, but below there are some tips you can follow:
1. If you are saving for a specific purpose in the future, either short-term goals and long term, you try to save first so you get the money, before you spend the rest of your living expenses or for other needs.
2. If you are in the process of debt payments, pay your debts first, before spending the rest for your living expenses or for other needs.
3. Then how about the living cost component? You can put your income by classifying the method of payment; payment by cash and auto debit payment. How to pay with cash needs for example shopping in stores, markets, who do not have auto debit facility. So you have to provide some cash to spend. Then the second, with a system bank account, by opening a bank account for each such payment post examples of electricity, telephone, drinking water companies, by way of auto debit. Of course you have to keep filling the money back into this account each month.
Indeed, a little trouble, in making and planning the family budget. But, sometimes there are efforts that should you spend so you do not miss the budget you have set yourself.
So have a great planning..
What if in the days of running your expenses were greater than had been budgeted? Or your income is less than what you have planned? There is no easy answer to this, but below there are some tips you can follow:
1. If you are saving for a specific purpose in the future, either short-term goals and long term, you try to save first so you get the money, before you spend the rest of your living expenses or for other needs.
2. If you are in the process of debt payments, pay your debts first, before spending the rest for your living expenses or for other needs.
3. Then how about the living cost component? You can put your income by classifying the method of payment; payment by cash and auto debit payment. How to pay with cash needs for example shopping in stores, markets, who do not have auto debit facility. So you have to provide some cash to spend. Then the second, with a system bank account, by opening a bank account for each such payment post examples of electricity, telephone, drinking water companies, by way of auto debit. Of course you have to keep filling the money back into this account each month.
Indeed, a little trouble, in making and planning the family budget. But, sometimes there are efforts that should you spend so you do not miss the budget you have set yourself.
So have a great planning..
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