When you're thinking to determine whether you both need to have two-income or single income, your focus to answer the following questions;
how much net income will you receive after deducting costs and Saving Family Life Routine?
After that, consider whether the amount of such income to satisfy you or not.
Next, consider again whether the amount of income comparable to the things you no matter what sacrifices, such as lost time with your child, and in educating and caring for children (no longer need to nurse), and others.
In the review of economic factors, if you both work, there are components of the Cost of Living that will increase, and there are also components of the new Cost of Living that will appear, compared with, if you both have an income.
The components are:
1. Child care and education. If you both work outside, you would not like to leave your child alone at home. You need a nanny and you have to pay their salaries every month.
2. Entertainment and children's toys. When the child was left home with a caregiver, you must be thinking to provide more entertainment and toys for children are not bored with the loneliness.
3. Eating outside the home. With little time to cook, you and your partner will more often eat outside the home. Especially at lunchtime, and eating outside the home would be more expensive than shopping and cooking yourself.
4. Transport home and away from home to work. If one spouse was just that the cost of transportation, now husband and wife would be the cost of transportation.
5. Other matters related to employment. As expenditures for purchases of; work clothes, shoes, bags, and more.
Do not ever underestimate your expenses above. Before any of you to take the decision to work or not, try to calculate these costs carefully on paper, and compare it with if one of you stay home.
Here are the key to determine whether you both need to work or not:
• if after the count, the rest of your money alone is greater than if only one person working, so (in terms of economy) would be better if you both work.
• But if that happens the opposite, namely the rest of your money were smaller than when only one person is working, then (in terms of economics) would be better if only one person working.
Sometimes, the decision to have two incomes, are not always based on financial reasons. The job satisfaction can provide for you, make your intellect unearthed. Works just like to socialize, to fill the time, and the job was so much fun. If indeed these reasons that appear the Finance Factors may be number two.
how much net income will you receive after deducting costs and Saving Family Life Routine?
After that, consider whether the amount of such income to satisfy you or not.
Next, consider again whether the amount of income comparable to the things you no matter what sacrifices, such as lost time with your child, and in educating and caring for children (no longer need to nurse), and others.
In the review of economic factors, if you both work, there are components of the Cost of Living that will increase, and there are also components of the new Cost of Living that will appear, compared with, if you both have an income.
The components are:
1. Child care and education. If you both work outside, you would not like to leave your child alone at home. You need a nanny and you have to pay their salaries every month.
2. Entertainment and children's toys. When the child was left home with a caregiver, you must be thinking to provide more entertainment and toys for children are not bored with the loneliness.
3. Eating outside the home. With little time to cook, you and your partner will more often eat outside the home. Especially at lunchtime, and eating outside the home would be more expensive than shopping and cooking yourself.
4. Transport home and away from home to work. If one spouse was just that the cost of transportation, now husband and wife would be the cost of transportation.
5. Other matters related to employment. As expenditures for purchases of; work clothes, shoes, bags, and more.
Do not ever underestimate your expenses above. Before any of you to take the decision to work or not, try to calculate these costs carefully on paper, and compare it with if one of you stay home.
Here are the key to determine whether you both need to work or not:
• if after the count, the rest of your money alone is greater than if only one person working, so (in terms of economy) would be better if you both work.
• But if that happens the opposite, namely the rest of your money were smaller than when only one person is working, then (in terms of economics) would be better if only one person working.
Sometimes, the decision to have two incomes, are not always based on financial reasons. The job satisfaction can provide for you, make your intellect unearthed. Works just like to socialize, to fill the time, and the job was so much fun. If indeed these reasons that appear the Finance Factors may be number two.
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